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Offering More Payment Options Means More Sales
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Increase your sales by giving your potential customers more payment
options. The more convenient it is for your customers to buy from you, the more they
will buy! According to a recent study of eCommerce payment practices released by
CyberSource Corporation, merchants can convert as many as 20% more customers
by offering them more payment options to choose from. This is the cheapest
marketing campaign you can imagine!
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On the other hand, offering several payment options is not easy. There are many
Digital Currencies and Payment Processors on the market. Each system
has its own interface, making web site integration complicated and expensive.
But there is a solution. Use the eDigiCash payment gateway.
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The eDigiCash Payment Gateway
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eDigiCash is an Online Payment Gateway that allows merchant web sites
to instantly integrate a broad range of payment methods.
eDigiCash is the simplest, safest, and most cost-effective
way to accept internet payments from anyone, anywhere!
eDigiCash gives you immediate access to:
- Digital Currencies: c-gold, e-gold, LibertyReserve, WebMoney, Pecunix,
GoldMoney, e-dinar, PhoenixDollar, AlterGold, e-bullion,
NetPay, BE-Cash
- Payment Processors: PayPal, Google Checkout, MoneyBookers, AlertPay,
SolidTrustPay, EPay, PrincessCard
Other payment options will come soon.
For international merchants, eDigiCash supports cross-border e-commerce
through Automatic Currency Conversion (80 currencies supported).
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Accepting Credit Cards Is Not Enough
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According to a recent study of eCommerce payment practices released by
CyberSource Corporation, merchants who support payment types beyond
credit cards typically see 20% increases in online sales.
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A Gallup Research survey in North America indicates that 20% of households
do not have credit cards. Across Western Europe, only 2/3 of Internet
consumers have credit cards.
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Due to the growing number of frauds, identity thefts and credit card data
manipulation, buyers are reluctant to disclose their credit card data. Research
shows that 72% of credit card holders have never used it to make online
transactions, and that credit card number theft is the biggest e-commerce
related concern for a majority of Internet users.
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Internet shoppers like to have a choice of payment options for products
and services. Especially people outside of North America prefer alternative
payment methods. In fact, over 60% of EU customers prefer alternatives to
credit card payments.
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Another important aspect is privacy. There are circumstances where sellers
and buyers want financial transactions to remain private and confidential -
for example if you operate an online gambling or adult site, or if you offer
offshore companies incorporation or tax optimization. Unlike credit card transactions
which are an open book to commercial entities, government agencies and hackers,
e-currencies transactions are not easy (if even possible) to track.
All that is needed to complete a transaction are two account numbers. This is clean,
private, secure and easy.
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eDigiCash Key Benefits
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Freedom of Choice: instantly switch between payment options. Payment processors
may go bankrupt, or their site may be down for maintenance or due to technical
problems (server crash, DDoS attack).
If you cannot react immediately, your online business is in danger!
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You save a lot of money in programming costs.
No need to develop and maintain your own code to support only a few payment
options!
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No Rolling Reserves. No Frozen Funds. You Get Paid Instantly. Payments
processed by eDigiCash are transferred directly to
your account(s).
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No Chargebacks. With very few exceptions (PayPal), payments are final
and cannot be reversed!
Save a lot of time and money by avoiding credit card chargebacks!
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Outsourced solution: no software to install on a server, no setup or
maintenance costs for the gateway. No need to purchase TLS/SSL certificates
and to support PGP code to sign, encrypt and decrypt data passed to and from
native DGCS interfaces (e-bullion, Pecunix, etc.). Secure payments are
automatically processed by the eDigiCash servers on behalf of the merchant.
Again, you can save the yearly costs of a SSL certificate (US$ 30-100)!
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If you execute up to 10 transactions per month, you can use the
eDigiCash gateway free of charge.
If you execute more than 10 transactions, you pay only
$US 6.00 per month (with the yearly subscription) for an unlimited
number of transactions. The first additional sale will probably already cover
the eDigiCash fee!
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Automatic Currency Conversion. eDigiCash support 80 currencies.
When the buyer selects a payment option, the billing amount is automatically converted to
a supported currency.
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Accepting digital payments is a no-cost operation: just register (this is
generally free). Then enter your account information in the
eDigiCash system. That's it! The new payment option
is available. No coding, no setup, no maintenance.
The eDigiCash system makes the whole payment
process transparent for the merchant, dealing seamlessly with currency conversion,
fraud detection, encryption/decryption, etc.
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It is a well-known fact that Non-US merchants often have difficulties to obtain
a merchant account for their business. Digital Currencies allow companies
incorporated in countries not accepted by credit card processors to operate an
internet business without discrimination.
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